Dividend Allowance – the dividend tax changes

HMRC has issued a factsheet about next year’s dividend tax changes. The Summer Budget announcement of a change to the rules on dividend tax from next April caused many furrowed brows. The situation was not helped by the very limited detail available from HMRC on the...

How to Price.

The more you can differentiate your products or services from others the wider the range of possible prices you may be able to charge as the customer has little to compare what you are offering against. If you can differentiate what you are offering, a higher price...

Buy-to-let tax crackdown – time to sell up?

Buy to let tax –  a landlord surprise Hundreds of thousands of buy to let landlords face additional tax as the implications of Chancellor George Osborne’s tax changes introduced during the Summer Budget become clear. The Daily Telegraph reported that a crackdown...

National Living Wage

What is the National Living Wage? The idea behind the National Living Wage is that it is high enough for workers to have a ‘normal’ standard of living. By 2020 the National Living Wage will increase to £9 an hour, replacing the £6.50 minimum wage. Whilst...

Cashflow challenges

Is having too much or too little cash the real challenge? You’ve got a healthy bank account, should we congratulate you? I think not. Why? Because you’re not on top of your cashflow. You’re not investing your cash wisely to make it grow. Yes, your...